Top Credit Cards Offering Limits of R50,000
If you’re on the hunt for credit cards offering a limit around $50,000 in South Africa, this can be a smart strategy to handle your finances and tackle larger daily expenses. Below, you’ll discover four excellent choices worth your attention:
1. Capitec GlobalOne Credit Card
This one stands out as a fantastic option for those seeking an economical and user-friendly card. With a modest monthly fee of just R50, it’s ideal for newcomers. You can secure a credit limit of up to R50,000, which can increase with responsible usage.
CREDIT CARD
The Capitec GlobalOne
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One standout benefit is the 3.5% annual interest on positive balances, meaning if you keep funds in your account, you’ll earn interest. Additionally, it provides complimentary travel insurance, covering up to R5 million for incidents like trip cancellations, medical emergencies, and lost luggage.
This card is usable globally as either a Visa or Mastercard, allowing for both local and international shopping. You’ll also earn rewards with each purchase, which can be redeemed for discounts, cashback, or even travel benefits.
For added security, the card features robust protection measures, including fraud detection, PIN and chip technology, and contactless payment options. You also benefit from purchase protection and extended warranties on selected items.
To apply, you must be at least 18 years old, provide proof of income, and have an active Capitec account. A good credit history is also beneficial. Download the app and apply today.
2. Standard Bank Blue Credit Card
This card is an excellent fit if you’re after a blend of flexibility, rewards, and travel benefits. You start with a credit limit of R50,000, which can rise to R250,000 depending on your credit standing.
A key highlight of this card is the UCount Rewards program—accumulate points on every transaction, redeemable for cashback or rewards. Plus, you benefit from complimentary travel insurance of up to R1 million for medical emergencies and trip cancellations.
CREDIT CARD
Standard Bank Blue
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You can break larger purchases into six monthly installments with 0% interest, making budgeting much easier. This card also works with digital wallets like Apple Pay, Google Pay, and Samsung Pay for secure and contactless transactions.
The card incurs a monthly fee of R40, along with a R180 initiation charge, and a 2.75% foreign transaction fee applies for international purchases. You’ll need to have a minimum monthly income of R5,000 and pass a credit assessment to apply.
Discover more and apply today!
3. FNB Aspire Credit Card
Your initial credit limit is about R50,000, but this can rise depending on your financial standing and credit score.
Earn eBucks on every purchase, with bonus points for spending on travel, fuel, and retail. The card also includes international travel insurance, protecting you against medical emergencies and trip cancellations.
CREDIT CARD
FNB Aspire Credit Card
Begin with a credit limit of around R50,000, which can be increased.
APPLY NOW* You will be directed to an external website
For those who enjoy traveling luxuriously, get complimentary lounge access when booking flights via eBucks Travel. Additionally, your high-value purchases are safeguarded with purchase protection.
The card incurs a monthly fee of R48 and an initiation fee of approximately R190. A minimum income of R5,000 monthly is required to apply, along with a credit assessment.
If you’re searching for a card that offers rewards, travel perks, and purchase security, the FNB Aspire Credit Card is certainly a top contender. Don’t hesitate to apply!
4. Nedbank Gold Credit Card
The Nedbank Gold Credit Card is an excellent option for those interested in rewards and valuable benefits. You’ll begin with a credit limit of approximately R50,000, which can increase based on your credit profile.
Enjoy 50% off Nu Metro movie tickets, earn rewards at fuel stations, and optional travel insurance. Plus, accumulate Greenbacks on your purchases for discounts or rewards.
CREDIT CARD
Nedbank Gold Credit Card
Start with a credit limit of around R50,000, which can be increased!
APPLY NOW* You will be directed to an external website
This card provides up to 55 days interest-free if you pay your balance fully. The monthly fee ranges from R40 to R45, with an initiation fee around R190. A minimum income of R3,000 per month is necessary to apply.
Submit your application now!
