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BoA Unlimited Cash Rewards Card: Enjoy a $200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, commonly referred to as BoA, features Unlimited Cash Rewards that provide an endless 1.5% cashback on every purchase, no matter the category!

This card provides numerous benefits, representing a top-tier brand in the U.S. market, simplifying the application process.

Delving into More Choices

Bank of America is a reputable institution in the U.S. market, offering services like accounts, financial planning, and various credit card options.

New cardholders can enjoy a $200 cash rewards bonus after spending at least $1,000 within the first 90 days of card use.

The card offers an unlimited 1.5% cashback on every purchase, with rewards that never expire.

Those enrolled in the Preferred Rewards program can enjoy boosted cashback rates ranging from 1.87% to 2.62% on every transaction.

Redemption options are diverse, including statement credits, deposits into your Bank of America account, or payments through Amazon.com or PayPal.

The card also offers great everyday perks, such as chip technology for easy contactless payments and a $0 liability guarantee on unauthorized transactions.

Typically, the BoA card starts with a base limit of $1,000, with potential increases up to $20,000 based on your financial profile.

Yes, there’s a $200 cash rewards bonus for spending $1,000 or more within the first three months.

There are no annual fees, and a 0% introductory APR applies for the first 15 months. After that, the APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days, increasing to 4% thereafter.

A FICO score of 670 or higher is generally recommended for eligibility.

Yes, applications for the Bank of America credit card can be submitted online.

Key benefits include:

  • Overdraft protection to avoid declined transactions
  • Mobile Banking App for full account management
  • Account alerts to keep you informed
  • Free FICO score access

Manage your finances effectively with no annual fees and enjoy a 0% introductory APR for the first 15 months with this card.

Utilize all these features not only with the physical card but also through various digital wallet options for a more modern experience.

Curious about exploring another option?

If you’re on the lookout for a card with even more favorable terms, you might want to check out Capital One’s SavorOne card.

This card offers rewards from 1% to 3% in select categories, and you can find application details here.

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