Discover the Steps to Apply for the American Express Blue Preferred Card
Key Details to Know Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card offers an impressive 6% cashback on grocery purchases and streaming subscriptions.
CREDIT CARD
AMEX Blue Preferred
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With the Blue Preferred card, you earn 1% cashback on all eligible purchases, along with specific perks for certain categories, which include:
- 3% on fuel purchases in the U.S.
- 3% on parking, tolls, and taxis
- 6% on streaming service bills
- 6% on supermarket spending up to $6,000
The typical initial credit limit for the Blue Preferred Card is around $1,000, which can be adjusted according to the customer’s needs.
New applicants can earn a $300 cashback bonus by spending $3,000 within the first three months. The first year comes without an annual fee, but a $95 fee will be charged in the subsequent year.
Additionally, there’s an introductory 0% APR offer for the first 12 months on both balance transfers and purchases.
After this period, interest rates will vary from 19.24% to 29.99% on purchases. American Express also has the Pay It feature to help manage smaller bills while earning rewards.
You can also use the Plan It feature to break down purchases of $100 or more into manageable monthly payments. If you’re aiming to get an Amex Blue Preferred, keep reading.
Eligibility Criteria
The Blue Cash Preferred Card provides more versatility compared to other Amex offerings, which tend to focus on premium personal and business credit options.
Nonetheless, Amex has specific eligibility requirements, including being a U.S. citizen, at least 18 years old, and having verifiable income.
Having a solid credit history is crucial for card approval. Thus, applicants consent to Amex conducting a credit check, ideally resulting in a positive score, while also reviewing their spending patterns.
While previous experience with Amex is not mandatory, those with a history of negative interactions with the brand may face challenges in securing approval for the Blue Cash card.
It’s important to understand that even if you meet all the criteria and conditions, the approval of a credit card application still relies on brand availability.
How to Apply for the American Express Blue Preferred Card?
You can conveniently apply for an Amex credit card directly on their site using the user-friendly online application form.
While it’s not mandatory to create an Amex account, logging in with your username and password can simplify the data entry process.
After clicking the ‘Apply Now’ button, applicants will be directed to the Blue Card application form, where they must provide personal information such as their name, date of birth, email, and home address.
Additionally, you’ll need to share your social security number, annual income, spending habits, and details regarding your employment status, military background, business ownership, or retirement situation.
Once the form is filled out, Amex performs a thorough credit evaluation to assess the applicant’s details and determine whether to approve or deny the application.
Furthermore, American Express’s website features a built-in chat function that allows clients to engage and resolve any queries they may have.
It’s vital to ensure that the information provided is accurate to help streamline the process and avoid the hassle of repeated submissions with American Express.
CREDIT CARD
AMEX Blue Preferred
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The ‘Send & Split’ feature allows users to effortlessly share bills with friends through the Amex app while also giving cardholders access to exclusive Amex offers for events.
By subscribing to the Disney Bundle and spending at least $9.99, cardholders can earn up to $84 back every year, plus $10 monthly statement credits for Equinox+ services.
The card also comes with a range of benefits, including rental car insurance, a Global Assist hotline, support for dispute resolution, and easy online account access.
Looking for another option?
One option that Amex offers is the Gold Card, providing 4x points along with a generous bonus of 60,000 points for newcomers.
Though the situations may seem similar, the Gold Card has its own specific criteria, helping you understand the application steps.
