Top Credit Cards for Limits of $5,000

If you’re facing significant daily expenses and require a dependable credit card, take a look at an array of premium options starting with minimum limits of $5,000. Uncover the top credit cards available in today’s market.

1. Explore the Perks of Capital One Venture Rewards

The Capital One Venture Rewards offers a substantial credit limit starting at $5,000, designed to accommodate a variety of daily expenses in the US market.

Thanks to the current promotion, you can earn unlimited double miles for every dollar spent on any purchase, no matter the category. Plus, earn five times the miles when booking hotels and rental cars through Capital One Travel.

This card has an annual fee of $95 and no extra charges for international transactions. Its APR is flexible, ranging from 19.99% to 29.99%.

You can redeem your miles in various ways, whether for cash or travel tickets, offering plenty of flexibility.

You also receive up to a **$100 credit** for expedited access with Global Entry or TSA PreCheck at airports.

Your membership brings a host of perks, including luxurious stays, travel bookings, gourmet dining experiences, and exclusive events for Capital One Rewards members in 2024.

Due to its unique features, this card demands a high income and excellent credit score, leading to a selective approval process. Here’s how to apply.

SEE HOW TO APPLY

**2. Overview of the American Express Green Card**

American Express is a highly regarded name both domestically and internationally. The Green Card offers limits up to $5,000, exceeding those of many alternatives, as it does not set a minimum requirement.

Once you obtain the card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first six months of holding the card.

Earn triple points in these categories:

Travel expenses like hotels, tours, and more.

In other categories, earn 1x points.

This card provides premium benefits, including the Send & Split service for money transfers and options for budgeting larger purchases.

As a premium card, it has stricter eligibility criteria, and you can find out how to apply for it.

SEE HOW TO APPLY

### 3. American Express Blue Cash Preferred Card

The American Express Blue Cash Preferred offers great benefits and is backed by a reputable brand.

Cashback rates vary by category, providing multiple options.

Up to 6% back at American supermarkets
Up to 6% back on streaming services
Up to 3% back on transit expenses
Up to 3% back at gas stations
1% back on all other purchases

The card also includes everyday perks, such as a Disney Bundle credit worth up to $84 and various redemption options.

This card provides more favorable terms compared to other American Express options, and you can learn how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Card

The Chase Sapphire Preferred is frequently recognized as one of the leading credit cards by various market analysts across the United States.

With a starting limit of $5,000, your credit limit is assessed based on your individual profile. After activating your card, you can earn a bonus of 60,000 points by spending at least $4,000 within the first 3 months.

This card offers excellent rewards, including triple points on dining and double points for travel, plus opportunities to rack up points like five times the points on travel booked through Chase Travel.

Additionally, you can earn triple points on online grocery purchases and streaming services. This card unlocks further perks with Ultimate Rewards, which never expire, along with the option to use Chase Pay Over Time.

As a result, it has stricter application requirements, including a solid credit history and significant income. Find out how to apply.

Check out more options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000