Discover the Steps to Apply for the FNB Gold Credit Card
Key Points to Consider Before Applying
The FNB Gold Credit Card is packed with features aimed at enhancing your banking experience. You can earn as much as 2.5% back in eBucks and enjoy up to 15% cashback on essentials like fuel, airtime, and prepaid electricity.
CREDIT CARD
FNB Gold Credit Card
The FNB Gold Credit Card provides flexible credit options and rewards for your spending.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
This card is an excellent way to earn rewards on your essential purchases while maximizing your spending.
When it comes time to pay your balance, you have multiple options. You can pay it off completely each month, or if you desire more flexibility, you can use the revolving credit feature to pay only 10% of the balance monthly.
If you’d rather, the budget facility allows you to spread payments over a duration of 3 to 24 months for purchases of R200 or more, providing you with better financial control.
1. Earn Up to 2.5% Back in eBucks: Whether shopping online, in stores, or abroad, you can earn up to 2.5% back.
2. Exclusive Fuel and Service Discounts: Enjoy savings of up to 15% on fuel at any station, domestic Uber rides, and qualifying FNB Life Policies. Plus, get discounts at Checkers and Shoprite for even more grocery savings!
3. Free Unlimited Swipes: Enjoy unlimited swipes without any extra fees. The FNB Gold Credit Card provides you with free unlimited swipes on your transactions.
4. Security Features: Your card includes Chip & PIN protection, inContact Pro, and Online Secure for online purchases, along with 24/7 support, lost card protection at no cost, and free delivery.
Who Can Apply?
The FNB Gold Credit Card is open to residents of South Africa, and if you’re interested in applying, there are a few requirements.
You must be at least 18 years of age. Having a good credit score is advantageous, and a solid financial history is preferred. FNB will require proof of income, such as a payslip or bank statement, to demonstrate your steady earnings.
Additionally, you’ll need your South African ID and possibly proof of address to finalize your application.
How to Apply for the FNB Gold Credit Card?
Getting your FNB Gold Credit Card is simple and can be done online, through the FNB App, or directly at an FNB branch. Here’s how it works:
- Start the Application: Visit the FNB website or launch the FNB App to begin.
- Enter Your Details: You need to provide your name, birth date, ID number, and contact details.
- Upload Documents: Provide proof of income, proof of address, and any other required documents from FNB.
- Approval and Card Delivery: FNB will assess your application, conduct a credit check, and upon approval, your new card will arrive in just a few days. Don’t forget to activate it!
CREDIT CARD
FNB Gold Credit Card
The FNB Gold Credit Card provides flexible credit and rewards on your spending.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Information
Managing Your FNB Gold Credit Card
Managing your card is a breeze with the FNB Banking App. You can monitor your transactions, check your balance, and adjust your credit limit with ease.
Here’s what the app allows you to do:
- Track Transactions: Check your spending history and balance.
- Update Your PIN: Change your PIN for added security.
- Set Auto Payments: Schedule automatic payments to avoid late fees.
- Request a Credit Limit Increase: Apply for a higher limit through the app.
FNB also provides free access to Online Banking, Cellphone Banking, and Telephone Banking, allowing you to manage your finances from anywhere.
Save on Interest Rates
The FNB Gold Credit Card features a flexible interest rate tailored to your financial situation. Enjoy up to 55 days of interest-free purchases, giving you extra time to pay without added costs.
Conclusion
The FNB Gold Credit Card is an excellent option if you seek rewards, security, and flexibility for your daily spending and travel needs. Whether you’re shopping for groceries or planning a trip, it offers a range of benefits and discounts.
