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Discover the Process of Applying for the American Express Blue Preferred Card

Key Details to Review Before Applying for the American Express Blue Preferred Card

The Blue Preferred credit card offers 6% cashback on grocery purchases and streaming service subscriptions.

CREDIT CARD

AMEX Blue Preferred

Extra $300 bonus 6% cashback at grocery stores 6% on music streaming 3% on public transport

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The Blue Preferred card offers 1% cashback on all eligible purchases, along with enhanced rewards for certain categories, including:

  • 3% at U.S. gas stations
  • 3% on parking, tolls, and transit
  • 6% on streaming service fees
  • 6% on supermarket spending up to $6,000

Generally, the minimum spending requirement for the Blue Preferred Card starts at $1,000, but it may be adjusted based on individual needs.

New applicants can earn a $300 cashback bonus after spending $3,000 in the first three months. The first year’s annual fee is waived, followed by a $95 fee from the second year onward.

Additionally, there’s a special offer of 0% APR for the first 12 months on balance transfers and purchases.

After this period, interest rates will vary between 19.24% and 29.99% for purchases. American Express also offers the Pay It feature for managing small payments while earning rewards.

If you’re interested in getting the American Express Blue Preferred card, keep reading to explore the Plan It feature, which allows you to break down purchases of $100 or more into manageable monthly payments.

Criteria for Eligibility

Exploring all aspects of the Blue. Image by Freepik.

The Blue Cash Preferred Card is more adaptable compared to other Amex options, which primarily focus on premium personal and business cards.

However, American Express has specific eligibility criteria, including being a U.S. citizen, at least 18 years old, and having a verifiable income.

A solid credit history is crucial for card approval. This is why applicants consent to a credit check by Amex, ideally leading to a favorable score, along with a review of their credit usage history.

A past record of issues with Amex may negatively affect the chances of approval for the Blue Cash card, even though prior relationships with Amex aren’t mandatory.

It’s important to remember that the approval of your card application depends on the brand’s availability, even if you meet all other requirements.

How to Apply for the American Express Blue Preferred Card?

American Express makes it easy to apply for their credit card online through a simple and intuitive form on their website.

While you don’t need an Amex account, having one can speed up data entry by allowing you to log in with a username and password.

After clicking the “Apply Now” button, applicants will be directed to the application page for the Blue Card, where they’ll need to enter personal details like their name, birth date, email, and home address.

Additionally, you’ll need to provide your social security number, annual income, yearly expenses, and information about your income sources such as job status, military service, business ownership, or retirement.

Once you’ve submitted the form, Amex will conduct a thorough credit evaluation to determine your eligibility and issue a decision.

Furthermore, the American Express website includes a chat feature for customers to get assistance and address any pressing inquiries.

It’s vital to ensure all information provided is correct to avoid any delays or the need for re-submissions of your application and documents to American Express.

CREDIT CARD

AMEX Blue Preferred

GO TO OFFICIAL WEBSITE

* You will be directed to an external website

Further Details

Utilizing the **Send & Split** feature, users can easily share expenses with friends via the Amex app, plus enjoy exclusive offers for events like concerts.

This card allows you to earn up to $84 in cashback per year when you spend at least $9.99 on a Disney Bundle. You also get $10 monthly credits for Equinox+ services.

Additionally, the card comes with perks like rental car loss protection, access to a Global Assist hotline, dispute resolution services, and easy online account management.

Looking for Alternatives?

Amex offers various options like the Gold Card, which rewards you with 4x points and a generous 60,000-point bonus for new users.

While the conditions may look alike, the Gold Card boasts its own distinctive perks. Don’t hesitate to explore the application details.

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