Discover the Steps to Apply for the American Express Green Credit Card
Essential Details to Know Before Applying for the American Express Green Card
The American Express Green Card offers triple points for these categories: travel, transit, and dining, along with single points on all eligible purchases.
CREDIT CARD
AMEX Green
Imagine having an Amex card? Act now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Green Card is a standout option from American Express, a prominent financial institution in North America. It offers triple points in designated categories for rewards.
- Transit: taxis, buses, subways, and more.
- Travel: flights, hotels, and car rentals.
- Dining: worldwide dining and takeout.
Earn 1x points for every dollar spent on eligible purchases.
You have various choices to redeem your points, like gift cards, travel perks, or covering card expenses.
With the Amex card, you can gain 40,000 Membership Rewards points by spending $3,000 or more in the first six months.
This card has an annual fee of $150, and the interest rate ranges from 21.24% to 29.24% for qualifying purchases, with no extra fees for international transactions.
If you dream of having an American Express card, keep reading.
Criteria for Eligibility
As per Amex’s criteria, applicants must be at least 18 years old, as the card is not available to those younger than this.
Applicants must also meet U.S. legal requirements, which include having valid and current identification documents.
The issuer recommends that applicants maintain a strong credit rating, ideally above 700, for better chances of approval.
Having a steady income is essential for applicants, as it significantly affects their eligibility for credit.
Having a prior Amex account isn’t mandatory, but a history of financial issues with Amex could lessen your chances of getting the Green Card.
Aside from these factors, there are no additional stringent requirements for obtaining an Amex credit card.
Keep in mind that the availability of Amex can influence all applications, even if you meet the required criteria.
How to Apply for the American Express Green Card?
Check out the prominent call-to-action button on the Amex website that leads users straight to the application form.
For existing Amex users, logging in with their credentials streamlines the application process by auto-filling some details.
Applicants need to provide various personal details, including their full legal name, date of birth, selected card type, email, phone number, and Social Security number.
Applicants must disclose their financial status, including employment type (e.g., employed, self-employed, retired, or on benefits), annual income, and, if they choose, net income after tax deductions.
The app page features an integrated chat option that provides instant assistance from a virtual assistant, with additional help available through Amex customer service.
After submitting the application, Amex conducts a credit evaluation to determine its approval status.
It’s important to note that this process generally doesn’t impact an applicant’s credit score, even if the application is declined.
If you need help or have questions, Amex offers various contact methods, including chat and phone support.
CREDIT CARD
AMEX Green
Are you impressed by Amex’s offerings? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Further Details
This card provides various extra benefits, including travel delay coverage of up to $300, with two claims permitted each year.
This baggage protection policy offers coverage of up to $1,250 for carry-on luggage and $500 for checked bags.
Designed for travelers, this card provides rental car theft and damage protection, lets you use points for travel on AmexTravel.com, provides access to a 24/7 Global Assist hotline, and includes a $100 credit for LoungeBuddy.
Check out Amex offers that come with exclusive promotions and extra credits for qualifying purchases, plus enhanced purchase protection.
Interested in finding an alternative?
American Express offers a variety of credit cards, including the Blue Preferred Card, which has a lower annual fee and gives 6% cashback on supermarket purchases.
Therefore, even if the choices seem similar, it’s important to understand the specifics to know how to use them.
