Top Credit Cards Offering Up to $1,000
Credit cards starting at $1,000 typically come with enticing benefits beyond the credit limit, such as cashback rewards, flexible payment options, and opportunities to boost your credit score.
In terms of income requirements, these cards have relaxed criteria, providing better terms without compromising on quality.
Discover a wide range of premium cards that come with a $1,000 limit.
1. Features of the Wells Fargo Reflect Card
The Wells Fargo Reflect Visa Credit Card boasts significant benefits, including a 0% introductory APR for 21 months and a 120-day period for balance transfers, along with a $0 annual fee.
With a $1,000 credit limit, this card is ideal for those who want to manage their finances wisely without facing high maintenance costs associated with pricier cards.
CREDIT CARD
Wells Fargo Remark
The initial credit limit is set at $1,000. Interested in the application process? Dive into the details below.
SEE HOW TO APPLY * You will remain on the current websiteThe Reflect card offers improved application terms, requiring proof of monthly income and a solid credit history rated as good to excellent.
Additional perks include up to $600 in cell phone protection, comprehensive liability coverage, and access to the My Wells Fargo Deals program with special offers at selected retailers!
Boost your FICO score with personalized advice from Credit Close-Up. Be ready for emergencies with dependable support from Roadside Dispatch.
Learn more about the Wells Fargo card through the Visa network, ensuring security and reliability for all your transactions.
2. CapitalOne Quicksilver Rewards
The Capital One Quicksilver card lets users earn cashback on every purchase, offering a daily cashback rate of 1.5%. You can redeem these rewards for cash, shopping vouchers, or gift cards.
When you open an account with Capital One, you start with a $500 credit limit that can grow over time. Plus, you’ll receive email alerts, balance transfer options, and 24/7 customer support.
With this card, you’ll face no extra costs for foreign transactions. Plus, enjoy special travel deals, speedy card replacement in emergencies, and a 50% discount on crafted drinks at any Capital One Café across the country.
The credit card comes with a reasonable annual fee of just $39, a fair trade for the benefits it offers, including a free Uber One membership for up to six months, credit access, and fraud protection.
To qualify for this card, you need to be at least 18 years old, have a verifiable income, and provide valid identification.
3. Wells Fargo Active Cash Visa
The Wells Fargo Active Cash Visa offers a starting credit limit of $1,000, backed by one of the leading financial institutions in the U.S.
You can earn a cash rewards bonus of up to $200 by spending $500 within the first three months—one of the best offers around.
CREDIT CARD
Wells Fargo Actively Working on Improving Services
The lowest credit limit available is $1,000. If you want to know more about applying for this card, check out the application details below.
SEE HOW TO APPLY * You will remain on the current website Wells Fargo Actively Working on Improving Services
SEE HOW TO APPLY You will remain on the current websiteThis card offers an unlimited 2% cashback on every purchase, without any category limits, and features a 0% APR for the first 15 months, all with no annual fee.
Additionally, it offers up to $600 in cell phone coverage, along with zero liability for unauthorized charges and emergency travel assistance.
Eligibility for this card requires a steady income and a credit score in the good to excellent range. Learn about the application process.
4. Top Visa Option
When selecting a credit card, the Prime Visa shines as an excellent choice for shopping directly with top retailers both in the U.S. and internationally.
Managed by Chase Credit Cards, it offers a $100 Amazon.com gift card and gives 5% back on all purchases made on the site and through Chase Travel.
CREDIT CARD
Visa Plus
The minimum credit limit is $500. If you’re interested in applying for this card, check the application details below.
SEE HOW TO APPLY * You will remain on the current websiteAdditionally, a 2% cashback is available for purchases made at gas stations, dining establishments, and local transit services.
This credit card comes with no annual fee and allows you to earn cashback points redeemable on Amazon.com. Plus, there are no fees for foreign transactions. It also offers benefits like extended warranty coverage, purchase protection, and baggage delay assistance.
This card is especially beneficial for daily use, making it a great choice for online shopping.
Learn how to apply for the Prime Visa credit card, which starts with a $500 credit limit and offers favorable conditions to reach up to a $1,000 limit.
Check out other options:
