Discover the Steps to Apply for the Citi Double Cash Credit Card
Key Details to Keep in Mind Before Applying for the Citi Double Cash Credit Card
The Citi Double Cash card offers a unique reward system: earn 1% cash back on purchases and another 1% when you pay your bill!
CREDIT CARD
Citi Double Cash
Need a card? Apply today!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
To earn cash back, users must follow a simple two-step method: receive 1% at the time of purchase and another 1% when the bill is paid, provided the minimum payment is made on time.
Citi rewards come in the form of Thank You Points, where you accumulate 1 point for every dollar spent, plus an additional point for every dollar paid.
Additionally, Citi offers special seasonal promotions. Enjoy 5% cash back on hotel and car rentals booked through the Citi Travel portal until 2024.
At Citi, all purchases are eligible for rewards, with no category restrictions, and you have several ways to redeem your points:
- Credit statement
- Direct deposits
- Checks
- Gift cards
- Travel options
- Amazon.com points
Regarding costs, there are no annual fees for the card, and Citi provides a 0% introductory APR for balance transfers over the first 18 months.
After that, interest rates fall between 19.24% and 29.24%, which is similar to regular purchase APRs. Note that balance transfers do not qualify for rewards.
New customers can earn a $200 bonus by spending $1,500 in the first six months of account opening. If you’re curious about how Citi can assist you, keep reading.
Who Can Apply for This Card?
To be eligible for the Citi Double Cash Card, applicants must be at least 18 years old (21 in Puerto Rico) and possess a strong financial profile, typically requiring a FICO score around 670.
Additionally, applicants must have legal residency in the United States or its territories.
For applicants residing in the U.S. or its territories, this residency requirement is important. Proper documentation is necessary for international applicants.
By fulfilling these criteria, applicants ensure they meet the vital requirements for a smooth application journey, increasing their chances of getting approved for the Citi® Double Cash Card.
It’s worth noting that Citi may request documents to confirm income, highlighting the need for a dependable income source to demonstrate financial stability.
The bank stresses that even when all criteria are satisfied, applications are still contingent upon Citi’s availability.
How to Apply for the Citi Double Cash Credit Card?
Citi provides credit card services to both existing clients and potential customers, simplifying the application process for those with accounts or using additional banking features, as their information is already in the system.
If you’re applying as a non-customer, you’ll need to complete the form on Citi’s website. This form requests essential details like your name, address, Social Security number, phone number, and financial information including income and expenses.
During the application process, Citi may need additional documents such as proof of address, income verification, recent bank statements, and payment receipts.
Citi is committed to a quick evaluation of credit scores and customer data, ensuring a timely decision, whether positive or negative. If an application is denied, clients may receive tips on how to improve their credit profile.
For inquiries or issues, clients can contact the bank via phone, online support, or visit a nearby Citi branch.
CREDIT CARD
Citi Double Cash
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Details
The Citi card features a logo from a well-known payment network, ensuring broad international acceptance and robust security measures.
For added security, the Citi Double card comes with 24/7 fraud monitoring, zero liability for unauthorized purchases, and theft protection backed by Mastercard.
Enjoy 24/7 customer service and seamless integration with digital wallets, plus contactless chip payments, all included with the card.
One of Citi’s standout features is Citi Entertainment, granting exclusive access to events, special experiences, and shows.
Curious about a new option?
The Visa Platinum Credit Card from U.S. Bank offers an attractive introductory APR of 0% for the first 21 billing cycles.
If you’re seeking an alternative bank that matches U.S. Bank’s security, you can discover how to apply.
