Discover How to Apply for the Discover It Cash Back Credit Card
Key Considerations Before Applying for the Discover It Cash Back Credit Card
The Discover It card offers up to 5% cash back on eligible purchases in categories chosen quarterly by Discover!
CREDIT CARD
Discover It Cash Back
Want endless cash back rewards? Apply now!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Discover It card lets you earn up to 5% cash back on purchases in certain categories selected every quarter!
Enjoy 5% cash back rewards through Discover’s Cashback Calendar!
Every quarter, Discover reveals new qualifying categories for the 5% cash back, often including popular everyday purchases.
Categories like grocery stores, pharmacies, gas stations, streaming services, and travel often qualify. A flat 1% applies to all other transactions.
You can redeem cash back by depositing it into your bank, using it as statement credit, or for purchases on Amazon and PayPal.
The card matches all cash back earned in the first year, no limits attached!
If you earn $300 in cash back rewards, you’ll receive an additional $300 as a bonus for clients.
There’s no enrollment necessary for Cashback Match; just use your card, and it will apply automatically!
If you believe Discover’s Cash Back could improve your daily life, keep reading for more details.
Eligibility Criteria
Eligibility includes being a legal U.S. resident, having an active bank account, and possessing a Social Security number.
You must also be at least 18 years old, or 19 in certain states.
It’s crucial to provide proof of your annual income, as this greatly influences your credit limit assessment.
Your chances of getting approved for the Discover It Cash Back card improve significantly if your credit history is strong, typically indicated by a credit score in the 670 to 850 range.
For those who haven’t reached this level of creditworthiness, it’s recommended to focus on building their credit. There are various credit cards tailored specifically for this purpose, providing great options.
How to Apply for the Discover It Cash Back Credit Card?
Begin your application by visiting Discover’s website and selecting the “Apply Now” option.
Once on the site, applicants will need to enter key information, including their ZIP code, the last four digits of their Social Security number, and their birth date.
Throughout the application, Discover may request additional contact information and income details, such as your name, address, email, phone number, and monthly income.
During the application, individuals may need to provide extra documentation, like proof of address and income, including recent pay stubs and financial statements.
After completing the form, Discover conducts a comprehensive review of the credit line, which includes analyzing the applicant’s credit score.
CREDIT CARD
Discover It Cash Back
Loved the card? Apply today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Details
The introductory APR for purchases is 0% for the first 15 months, while balance transfers have a 3% rate. After this period, the variable APR for purchases ranges from 17.24% to 28.24%, and balance transfers incur a 5% fee.
Discover provides 25 unique card designs for customers, making it stand out from other options. Additionally, the application process is known for its speed.
Maximize your Discover card experience by utilizing added perks such as improved online security features available through the Discover app.
If your card is lost or stolen, you can quickly stop all transactions using the Freeze It feature, which can be activated via the on/off toggle in the app or website.
Moreover, cardholders are safeguarded against any unauthorized transactions, ensuring they won’t bear the burden of fraud.
Interested in checking out another option?
If you’re seeking a smart way to handle your debts through balance transfers, the Discover It card is tailored just for you.
This card comes with extra benefits for enhanced security and peace of mind. Discover more about the application steps.
