Discover the Steps to Apply for a Wells Fargo Active Cash Card
Important Points Before You Apply for the Wells Fargo Active Cash Card:
Discover the perks of the Wells Fargo Active Cash Credit Card, including earning 2% cash back with no caps across all purchase categories and a fantastic $200 bonus reward!
CREDIT CARD
Wells Fargo Active Cash
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The Wells Fargo credit card is recognized widely in the U.S. market, receiving accolades such as:
- Top simple cashback card by NerdWallet (2022-2024)
- Best no annual fee card (2023) by The Ascent
- Best fixed-rate cashback card (2024) by Bankrate Awards
This card provides an impressive 2% cashback on every purchase, with redemption options including gift cards, purchase credits, cash deposits, ATM withdrawals, and PayPal.
When opting for the Active Cash Credit Card from Wells Fargo, you’ll enjoy no annual fees, along with a 0% introductory APR for 15 months on qualifying purchases and balance transfers.
After the introductory period, the variable APR may range from 20.24% to 29.99% for balance transfers made after 120 days.
This card is exceptionally useful for daily use, featuring the Visa Signature emblem for exclusive concierge services and travel benefits.
If the Active Cash card seems like a great fit for you, keep reading!
Eligibility Requirements
A diverse range of individuals can qualify for the Wells Fargo Active Cash card, as the eligibility criteria are in line with standard practices in the U.S. credit card market.
Applicants must be U.S. citizens or possess valid work visas. It’s important that all documentation is up-to-date, regardless of the applicant’s nationality.
Additionally, applicants should be of legal age, typically ranging from 19 to 21 years depending on the state, but the minimum age is 18 years.
Having a steady income and a strong FICO score, generally starting at 670 points, is crucial for receiving credit approval.
Your annual income and credit score significantly influence the decision on your card application and help set your monthly limits.
How to Apply for the Wells Fargo Active Cash Card?
To start your credit card application, simply click the ‘Apply Now’ button, which will take you to the application form.
For existing customers, most information will be automatically populated when you log into your account.
If you are a new customer, you’ll need to provide your full name, Social Security number, date of birth, address, city, ZIP code, email, and phone number.
Additionally, you must select your country of birth and answer a security question for verification.
You also need to indicate your living situation (homeowner, renter, etc.) and employment status (employed, self-employed, unemployed, or retired), along with specifying your annual income.
Besides providing this information, you must agree to Wells Fargo’s verification procedures.
After submitting your details, the bank will review your application to determine whether it is approved or denied.
If you need assistance or have questions, don’t hesitate to contact the bank’s customer support. Wells Fargo is recognized for its efficient application process and quick responses to inquiries.
It’s crucial to provide accurate information, as this minimizes the chances of needing corrections and saves time.
Just meeting the requirements does not guarantee approval; the final decision rests with Wells Fargo regarding the card’s issuance.
CREDIT CARD
Wells Fargo Active Cash
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More Details
The Wells Fargo Active Cash card offers numerous benefits, such as up to $600 in cell phone protection against theft, damage, or loss, with a $25 deductible when activated.
You can access travel emergency support services through Wells Fargo, which also provides zero liability protection for unauthorized transactions reported promptly.
The My Wells Fargo Deals system presents personalized offers and exclusive discounts for cashback opportunities on various purchases or events.
The Credit Close-up service keeps a constant eye on your FICO score and provides 24/7 roadside assistance for towing needs.
Additionally, Wells Fargo offers a collision damage waiver for rental cars to cover any damages or theft incidents.
Would you like to consider an alternative option?
If you’re looking for an option with attractive terms and cashback rewards of up to 5% in various categories, the U.S. Bank Cash+ Visa Signature Card might be worth checking out.
In this situation, the criteria for selecting cardholders are quite similar, and you can find out how to apply.
