Discover the Process for Applying to the Wells Fargo Reflect Credit Card
Key Points to Review Before Applying
The Wells Fargo Reflect card is a celebrated option, boasting a remarkable 0% APR for the initial 21 months and no annual fee.
CREDIT CARD
Wells Fargo Reflect
Looking for a top-tier card? Apply now!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Wells Fargo is a U.S.-based institution offering a broad range of financial services to people across the nation.
It provides investment and wealth management services, support for small businesses, and corporate banking solutions.
Additionally, it has a diverse lineup of credit cards. The Wells Fargo Reflect Card, marked with the Visa logo, features two standout attributes:
- No annual fee for card ownership;
- 0% introductory APR for 21 months; after that, rates are 18.24%, 24.74%, or 29.99%.
- Lower balance transfer rates available for 120 days post-account opening.
It’s no wonder this card has earned numerous accolades in the U.S. market. Here are some highlights:
- The Ascent’s Best 0% Credit Card of 2024
- CNBC Select’s Best 0% Credit Card of 2024
- US News’s Best Balance Transfer Credit Card of 2023
Enhance your security with a globally trusted card while gaining vital information!
Who Can Apply?
The Wells Fargo Reflect card offers beneficial terms for its users.
To be eligible, applicants must be at least 18 years old and legally registered in the country, whether as a citizen or a foreign resident.
Regarding income, the criteria are flexible, requiring proof of earnings that match the credit limit.
Make sure your credit score is within the good to excellent range to boost your chances of getting approved for the card.
As you get your application ready, it’s advisable to have these documents on hand:
- Social Security card copy
- Passport with work visa copy
- Income verification
- Proof of address
How to Apply for the Wells Fargo Reflect Credit Card?
To apply, head to the ‘Apply Now’ section on the Reflect page. You’ll be prompted to enter the necessary information:
- Personal details: name, suffix, birth date, SSN/ITIN
- Contact details: full address including city, state, ZIP; nationality, email, and phone
- Security details: mother’s maiden name
- Financial details: housing status (own, rent, etc.); employment status (employed, self-employed, not employed, or retired); annual income
After providing all the required info, move on to the security checks. Wells Fargo will evaluate your details to see if you qualify for the card.
Throughout the process, you might need to submit documentation and may receive updates. Don’t forget, you can contact the bank for any help.
CREDIT CARD
Wells Fargo Reflect
Excited about it? Apply today!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Information
Beyond its low fees, the Wells Fargo Reflect offers practical perks for everyday use, including cell phone protection up to $600 against theft or damage, with a $25 deductible.
Roadside Dispatch provides 24/7 assistance, covering services like towing and locksmith help.
Thanks to the Zero Liability Protection, you’re not liable for any unauthorized purchases.
Discover special deals through My Wells Fargo Deals, offering unique savings and benefits while shopping with selected merchants. Earn cashback on various purchases.
Introducing Credit Close-Up, a helpful service that allows you to track and improve your FICO score with tailored credit insights and tips, all at no cost for Wells Fargo customers.
Ultimately, this card is ideal for daily use, offering essential features without extra frills while remaining budget-friendly.
Curious about a new option?
If you’re on the hunt for a card that delivers additional benefits but comes with higher costs, take a look at the Wells Fargo Autograph. It offers a $200 bonus and has no annual fee.
This card also gives you triple points in multiple categories, plus Visa Signature benefits, travel assistance, and roadside help. Discover more about the application process here.
