Independence statement
Hirezaa.com is an independent, advertising-supported credit card review publisher. Our websites may earn compensation through display advertising served on these pages (Google AdX contextual ads). This compensation does not influence our editorial selection, card ratings, or the order in which products appear in our guides.
We do not accept paid reviews, sponsored content, or any form of compensation from issuers, banks, affiliate networks, or third parties in exchange for favorable coverage, placement, or ranking.
What we do not do
- We do not accept sponsored content or pay-for-placement arrangements with credit card issuers.
- We do not earn affiliate commissions on the credit cards we review. Reviews are independent of conversion economics.
- We do not write reviews based on press releases or syndicated content. Every product is verified against the issuer's official source.
- We do not use AI-generated content as primary editorial. AI tools assist our editorial team for research and structure, but every published review is reviewed and approved by a human editor.
Fact-checking process
Every credit card review undergoes a three-step fact-check before publishing:
- Issuer cross-check — Annual fee, welcome bonus, eligibility, rewards rate, and APR verified against the issuer's official application page.
- Independent verification — Cross-referenced with at least two reputable third-party sources (NerdWallet, Bankrate, The Points Guy).
- Editorial review — Final read by the Personal Finance Editor before publication, with focus on accuracy, clarity, and compliance with our independence policy.
Correction policy
If you identify a factual error in a Hirezaa review, please write to editor@hirezaa.com.
We respond to every correction request within 48 hours. Confirmed errors are corrected immediately, the "Updated" date is reset, and the correction is logged internally. Significant corrections (e.g., a wrong annual fee or eligibility tier) are noted at the top of the affected review for at least 30 days.
Editorial inquiries
For editorial questions, pitches, source material, or general feedback: editor@hirezaa.com
For advertising inquiries: advertising@hirezaa.com — these inquiries are routed to the advertising team and do not reach the editorial team.
See also: Methodology
Questions about this page? Reach the editorial team at editor@hirezaa.com.